Asset-Based Lending & Leasing

Private capital, secured by what you've already built.

Strattington structures revolving credit and equipment finance against receivables, inventory, and machinery — with institutional capital behind every facility and principals on every call.

Est. 2007 $500K–$30M facilities Indicative term sheet in days Institutional capital partners
2007
Firm
established
$500K30M
Facility
range
4
Collateral classes
we lend against
Days
To an indicative
term sheet
Capital base

Institutional capital, privately executed.

Strattington originates, structures, and services business-purpose credit facilities secured by real collateral. Our model combines principal-led execution with institutional capital partners, giving borrowers a direct path to disciplined, asset-first financing.

SeniorSecured credit
focus
DirectPrincipal-led
execution
Asset-firstCollateral-driven
underwriting

Facilities are originated, structured, and serviced by Strattington Capital and may be funded through one or more institutional capital partners, subject to underwriting, diligence, and final documentation.

Strategies

Credit strategies for asset-intensive businesses.

Every facility is secured by hard collateral and structured to the way the business actually runs — seasonality, growth, and transition included.

Asset-Based CreditRevolving facilities
Availability advanced against accounts receivable and inventory. As the borrowing base grows, so does the line — without renegotiating every quarter or tripping a covenant a bank would have imposed.
  • AR revolvers
  • Inventory facilities
  • Borrowing-base lines
Equipment Finance & LeasingLoans, leases & sale-leasebacks
Financing on the machinery, vehicles, and equipment that run the operation — and sale-leasebacks that turn assets you already own back into working capital.
  • Equipment loans
  • Capital & operating leases
  • Sale-leaseback
Bridge & Structured CapitalEvent-driven, asset-secured
Bridge and structured facilities for acquisitions, turnarounds, and timing gaps — secured by collateral and executed on a timeline conventional lenders can't match.
  • Acquisition bridges
  • Turnaround financing
  • Refinancing
Our approach

Underwriting that starts with the collateral.

Banks often start with the last twelve months. We start with the collateral, the cash conversion cycle, and where the business is heading.

01 Asset-first discipline

Facilities sized to the value and trajectory of the collateral, not to a credit box or a single trailing quarter.

02 Certainty of execution

Indicative terms in days and diligence scoped to close — not to stall a transaction for six weeks.

03 Beyond bank credit

Leverage, seasonality, rapid growth, and transition situations that fall outside conventional bank appetite.

04 Principal access

You work directly with the people underwriting and approving the facility. No call centers, no relay.

05 Structures that scale

Availability expands with the borrowing base instead of capping you at the line you opened with.

06 Straight answers, early

A clear read on fit up front, so your time goes into transactions that are actually going to happen.

Execution

From first conversation to funded.

A direct, four-step path built to reach a clear answer quickly and move qualified transactions toward closing.

01 — Conversation

Tell us the shape of it

The business, the assets, and what you're financing. We'll tell you quickly whether it's a fit.

02 — Term sheet

A written structure

Facility size, advance rates, and pricing — in clear writing, within days of that first call.

03 — Diligence

A focused field exam

A scoped review of the collateral and the books — sized to close, not to stall.

04 — Close & fund

Capital, ready to draw

Documentation, funding, and a facility that's there the moment you need to use it.

Sectors

Capital that speaks your industry.

Six sectors where we spend most of our time — and the collateral we understand inside each.

Sector 01
Manufacturing

Production doesn't run on a trailing twelve months. Facilities sized to your machinery, work-in-process, and the receivables your output creates.

  • Production M&E
  • Raw & WIP inventory
  • Trade receivables
Sector 02
Wholesale & Distribution

The balance sheet lives on the shelf. Inventory-literate credit that keeps availability moving at the speed of your turns.

  • Finished-goods inventory
  • Trade receivables
  • Warehouse & racking
Sector 03
Transportation & Logistics

Freight bills age. Fleets depreciate. Loads keep moving. Facilities built around rolling stock and transportation receivables.

  • Tractors & trailers
  • Freight receivables
  • Terminals & yards
Sector 04
Construction

Heavy iron carries real value — we lend like it. Equipment-led facilities for contractors and infrastructure operators.

  • Yellow iron
  • Cranes & lifts
  • Contract receivables
Sector 05
Metals & Industrial

Coil, plate, billet, scrap — collateral with a daily price. Credit from people who can read it.

  • Metals inventory
  • Processing equipment
  • Trade receivables
Sector 06
Food & Beverage

Seasonal packs, perishable windows, long retailer terms. Working capital structured around your calendar, not ours.

  • Packaged inventory
  • Processing lines
  • Distributor receivables

Also active in Staffing & Services · Importers & Wholesalers — if the balance sheet carries real collateral, talk to us.

The firm

Businesses with real assets shouldn't have to fit a bank's template to access the capital those assets represent.

Strattington Capital is a private commercial finance firm focused on asset-based lending and equipment finance for the middle market. Established in 2007, the firm originates, structures, and services business-purpose credit facilities secured by the collateral a company already holds: receivables, inventory, machinery, equipment, and real estate.

Our approach is direct: principals who underwrite the transactions they answer the phone for, and facilities designed to grow as the business does.

Leadership biographies, representative transaction experience, and firm credentials to be added before launch.
Get started

Submit a financing request.

Tell us about the business, the capital need, and the collateral behind it. We will provide a clear read on fit and, where appropriate, an indicative structure for discussion. We work directly with owners and management teams, and alongside sponsors, advisors, and intermediaries.

Confidential review
hello@strattington.com
[ (000) 000-0000 ]
[ City, State ]

Submitted in confidence. Business-purpose financing only — this form does not create a commitment to lend.